Know where your money goes. Skip the homework.
Nilo logs your spending for you. It reads your bank's alerts and your Apple Pay purchases, and never asks for your bank login.
Free to start. iPhone only.
It fills itself in
You pay. Nilo writes it down.
Tap to pay with Apple Pay
Hold your iPhone near the reader. The purchase shows up in Nilo right then.
Your bank's email arrives
Nilo picks out the amount, the merchant, and the date. Nothing to copy.
Everything in its place
Each purchase lands in its category. Your month sorts itself out while you live it.
It fills itself in
You pay. Nilo writes it down.
Your bank already tells you every time you buy something. Nilo reads that alert, works out what it was, and files it.
01Tap to pay with Apple Pay
Hold your iPhone near the reader. The purchase shows up in Nilo right then.
WalletnowBlue Cup Coffee$5.40Card ··482102Your bank's email arrives
Nilo picks out the amount, the merchant, and the date. Nothing to copy.
Your Bank12:48 PMPurchase approvedA purchase was made with your card ending in 4821.
- Merchant
- Green Market
- Amount
- $86.24
03Everything in its place
Each purchase lands in its category. Your month sorts itself out while you live it.
Log it yourself
Three taps. Done.
For cash and anything that slips through, Nilo keeps a pocket notebook. Type it, say it, or snap the receipt.
- Three taps
- Voice
- Receipt photo
Log it yourself
Three taps. Done.
For cash and anything that slips through, Nilo keeps a pocket notebook. Type it, say it, or snap the receipt.
- Three taps
- Voice
- Receipt photo
Amount: 31.00
Amount: 0
Log it yourself
Three taps. Done.
For cash and anything that slips through, Nilo keeps a pocket notebook. Type it, say it, or snap the receipt.
- Three taps
- Voice
- Receipt photo
Amount: 14.50
Budgets
It speaks up early.
Nilo builds your budgets from what you already spend. You see what's left while there's still time to choose.
- Food$188 left$612 of $800
- Transport$20 left$170 of $190
- Fun$25 over$265 of $240
- Home$320 left$1,480 of $1,800
Split
Split the bill. Skip the math.
Dinner, the cab, the trip. Nilo splits it fairly and keeps track of who owes what.
Dinner at Luigi's
Total
$124.00
- YouYou paid$31.00
- Anaowes you$31.00
- Samowes you$31.00
- Mayaowes you$31.00
Dinner at Luigi's
Total
$124.00
$31.00 each
- YouYou paid$31.00
- Anaowes you$31.00
- Samowes you$31.00
- Mayaowes you$31.00
Ask Nilo
Ask it like you'd ask a friend.
Nilo answers with your own numbers. No spreadsheets, no filters.
How much did I spend on food this month?
You've spent $612 on food this month, 12% less than August. Groceries are the biggest part: $380.
Privacy
Your money is yours. So is your data.
No bank linking
Nilo never asks for your bank username or password. It doesn't connect to your account because it doesn't need to.
Only what it needs
It looks for your bank's transaction alerts and your Apple Pay purchases. That's enough to sort out your month.
You decide
You choose what to connect, and you can disconnect it whenever you like.
Questions
Do I have to link my bank account?
No. Nilo never asks for your bank username or password. It uses the alerts your bank already emails you and the purchases you make with Apple Pay.
How does it read my bank's emails?
You connect Gmail from the app. Nilo looks for your bank's transaction emails, picks out the amount, merchant, and date, and sorts them by category.
What about Apple Pay?
It uses a Shortcuts automation on your iPhone. Set it up once, and every time you tap to pay, the purchase shows up in Nilo.
What about cash?
Log it in three taps, by voice, or with a photo of the receipt.
How much does it cost?
You can start for free. Some advanced features are part of a monthly plan, and you'll see the price in the app before you pay anything.
Is it on Android?
Not yet. Nilo is iPhone only for now, in English, Spanish, and Portuguese.
Start today. Your month sorts itself out.
Download Nilo and let your spending log itself.
Free to start. iPhone only.